TSB Car Insurance For European Travel

tsb car insurance

Almost half of the UK’s motorists don’t realise that their car insurance cover could be downgraded when they drive on the continent. So which companies will honour your existing cover and which will reduce your cover?

Research by a comparison website has found that of 20 big brand car insurance providers only half offer motorists the same cover on the continent as they do in the UK. Several insurers downgrade policies to the minimum cover requirement required in that country - usually third party only.

The insurers that downgrade policies include: Churchill, Direct Line, Esure, Halifax, LV=, More Th>n, Norwich Union, Swiftcover and the RAC.

Insurers that will match your usual standard of cover while driving on the continent include: Admiral, Barclays, Endsleigh, HSBC, Lloyds TSB, Marks & Spencer, Post Office, The AA, The Co-Operative Bank and Virgin.

For example, the likes of The AA and HSBC will cover you for a full 90 days driving on the continent with the same standard of cover you receive at home. However, Admiral and The Co-Operative Bank only offer 30 days of cover.

Third party cover will save you from having to pay out if someone else’s vehicle is damaged.

Given the added dangers of driving abroad such as unfamiliar road signs, driving on the opposite side of the road and unexpected dangers, having comprehensive cover takes on added importance.

UK Finance Different Types of Insurance Coverage

Different types of insurance cover are available in UK. These include commercial insurance, pet insurance, health insurance, home insurance, life insurance, motor insurance, and travel insurance. The UK Financial Services includes these insurance types. You can approach any private insurance company for these financial services.

Companies like Henderson Insurance Brokers Ltd can be approached for corporate insurance. They have dedicated divisions for retail, healthcare, medical and other professional risks. This group of company also has separate company for covering the contracting industry and the construction industry. Hibernian Insurance Brokers is another company for corporate insurance. These are companies that have grown with clients who were recommended by their existing clients. They provide services that are suited to the individual needs. Companies like these provide services to the UK finance sector. These companies are not tied to a particular insurance company so they provide the necessary services without compromising on the quality of the policy. The right product for a client is recommended since they are tied to a particular insurance company. Many such companies are available in the UK finance sector. It could be short term, or medium or long term.

Health cover is mandatory for most of the people. There are many innovative products in this line. Mums Cover is an insurance which is new to the UK Finance. This covers the expenses on childcare, cooking, ironing, and housekeeping. Medical cover for businesses and individual are available with many companies. Corporate Healthcare Solutions is one such company that provides that kind of cover. Some of the other companies that provide health coverage are WPA Health Insurance, Home Counties Healthcare, Health Shield, and A La Carte Healthcare. Independent non-profit making associations like PHS are also helping people in medical expenses.

Dedicated companies in UK finance sector are available for Motor Insurance and Travel Insurance. eSure Car Insurance, Halifax Car Insurance, Direct Line Motor Insurance, LTSB Screentrade Car Insurance are some of the Motor Insurance company in the UK Finance sector. Companies like Direct Line provide you a savings of 10% if you use their website to buy online. Companies like Screentrade provide another 10% discount on the best deal you locate with other companies. You can approach Lloyds TSB if you want access to a wide range of motor insurance products. With their service it is easy to locate the best deal for your requirements.

Source : TSB Car Insurance & Lloyds TSB Cars