Antique Auto Insurance - What You Need to Know

antique auto car insurance

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Do you own a 1967 Chevy Camaro? Is your Pride and joy a 1931 Oakland? Or perhaps you own a 1940 Packard? Whatever the make or model of your collectors car, if it is over twenty-five years old then it is an antique car and for your own peace of mind should be covered by antique auto insurance.

Antique autos usually have thousands of dollars and many hours spent on their restoration and because of this and their comparative rarity, their value actually increases over time, which is the complete opposite to the normal everyday car you drive to work or the mall.

Although antique auto insurance can be relatively inexpensive when compared to ordinary car insurance, auto insurance companies do impose quite heavy conditions on the use and storage of your car in order to insure it.

The insured vehicle must be kept in a secure garage or lock-up when not being used in order to reduce the risk of vandalism or theft

The owner/driver of the vehicle usually must have at least ten years driving experience and a good driving record.

How much the antique car is to be driven has an important impact on the policy rates. The insurance companies expect that the car will only be used for club activities, parades and exhibitions and may impose a yearly mileage limit on the car. This limit can range between one and five thousand miles per year.

The car itself must be in good condition and well maintained in order to satisfy the policy requirements. The company may require a picture of the car and details of any restoration work carried out.

Whilst each state and company may offer different options to the policy, the most common options available are spare parts coverage to cover the cost of specialized spare parts, collision coverage to pay for damage to the insured vehicle sustained from collision with another vehicle or object and comprehensive coverage for the total loss of the insured vehicle.

Your best source for antique auto insurance, antique auto car insurance, antique automobile insurance.  I’m sure you’ll find the antique auto insurance, antique auto car insurance, antique automobile insurance you’re looking for on our site.

Source : Antique Auto Insurance & Antique Auto Car Insurance

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